The Full Scoop on credit repair companies and who really works

My Lexington Law Credit Repair Story

me-sashaA few years ago I found myself with bad credit that made it impossible to get a mortgage. We rented in a bad part of town and I knew I had to change things.

So I decided to embark on fixing my own credit and see where that got me. I actually became quite the credit repair expert. I downloaded tons of templates and fiddled around building my own dispute letter.

After months of getting nowhere (mostly because I just didn’t have the time or energy to put into it) I finally decided to give a credit repair law firm a shot. It just so
happens that I live down the street from Lexington Law Firm (in North Salt Lake, Utah).

my-credit-scoreImmediately after the first dispute cycle with Lexington Law, I started getting back results from the credit bureaus. Here is a screenshot of my actual score as it climbed higher every month:

As soon as my score reached 680 I was able to apply for a loan (at a really great rate!) I mean, who doesn’t want to take advantage of the low rates right now? I knew waiting around for 7 years wasn’t going to do me, or my family, any good. Lexington Law was the best decision of my life.

Pro Tip: Before you go sign up, talk with a Paralegal (free).

If you call the number below (and press 2) you can talk to one of Lexington Law Firm’s paralegals. Ask for a free credit consultation where you can ask questions about your credit and find out if you should even use Lexington at all. If you don’t feel right about it, no harm done. But a quick call can set your mind at ease if you have any questions about their credit repair service and what it can do for you.

Talk to a Lexington Law Credit Repair Expert right now.

In 5 minutes you could know if your credit can be fixed.

1 (855) 255-0459


So, a lot of people have asked me, besides my personal results, why do I emphatically recommend Lexington Law Firm? Well, it’s the results, stupid :) So I started sending some “numbers” around in emails that got their attention. Some of my credit-challenged friends wanted to know how Lexington Law compared to other companies that did credit repair.

After collecting all these numbers and results, I decided to make this review site. Since no one else posts their results, and won’t talk about actual numbers (they don’t have to legally), or give out how many employees they have, or how many lawyers work for them (if any at all) you kind of have to go off the assumption that they’re peanuts in comparison to Lexington Law.

Simply, here is what sets Lexington Law apart:


Lexington Law Total Deletions

Over 2.5 Million

With its proven tools and strategies, removing negative items is priority one for Lexington Law. In 2011 alone, clients saw 2,548,948 negative items removed from their credit reports. Source >

Lexington Law results

28.6 Removals

A 2006 study revealed that Concord-level clients had an average of 8.6 removals by the end of month 3 and 28.6 removals by the end of month 12 across their three reports. Source >

Lexington Law number of clients

Over 1/2 Million

Lexington Law has helped over 1/2 million clients address their credit issues by using their consumer rights. Source >

Lexington Law Years in Business


It’s been 22 years since Lexington Law added credit repair to its repertoire, and introduced its streamlined system that brought costs down drastically for its clients. Source >

Lexington Law Customer Service

7 Days a Week

Lexington’s customer service is open 7 days a week to answer any questions about your case. Source >

Lexington Law Client site
Client Site

24/7 Extranet

The client site is the industry’s most fully integrated dashboard that plugs right into your credit report and case history. Choose what items you want to dispute and leave the rest to Lexington Law. See a dashboard screenshot >

BBB logo
BBB Rating


When you’re the big dog on the street, you’re bound to get a couple complaints. To verify the BBB rating, click here >

Lexington Law Price

$59-$99 a Month

While not the lowest price in the business, they pretty much set the standard by which most others charge. Also a standard $99 “first work” fee. Lexington Law Credit Repair Service Levels >


Save $50

Sign up a family or household member within 72 hours of signing up, and each receive a one-time $50 savings. Redeem here >



  1. I tried to repair my credit on my own,I did’nt any where. So I called Lexingtion Law in October of 2012, With A credit score of 538. It cost $99.00 to join, I thouht to myself a little steep. I was willing to give them a try because,I am 52 yrs. and needed help with my credit.I almost stopped after two month’s,One of the nice’s Parllegal’s talk with me, said hang in their because you will see some big change’s. I’m glad I did my credit score now is 615. What a different’sThank You.

  2. Best decision ever!! Thank you Lexington! You guys ROCK!!! Each month 2 items are removed from my reports…I can’t wait until the end of the year and see TransUnion 0 Experian 0 and Equifax 0!! I have complete faith in Lexington…

  3. I am only 1 month in & had 4 items removed. I was so skeptical at first but I already am seeing a credit score improvement. The best part is, when I get confused, I call someone right up & they explain anything I need without making me feel dumb. Everyone is so smart & so nice. This feels like the best $99 a month that I ever spent!!!

  4. I been with Lexington Law for one month and I have ready see 5 items removed from my credit. I am very Happy with Lexington Law. I have 4 item removed with Equifax, 5 with Trans Union and 2 with Expirian. Thank You Lexington Law.

  5. I tried Lexington for a year and I improved about 100 ponts. I recommended them to my friends with bad credit. Never tried anyone else tho

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