The Full Scoop on credit repair companies and who really works

Lexington Law

Lexington Law is rated as the best Credit Repair Company in the country.
No other credit repair company can match the sheer size, industry-leading technologies, or adherence to regulations. Lexington Law has practiced credit repair since 1991, giving it 22 years of experience and millions of deletions for its clients.

Most people equate size with quality, and Lexington Law is a prime example of a credit repair firm that has led in a big way since its inception. The nice thing about Lexington Law is they back up their claims by being one of the only companies in the industry that publish their results. And as impressive as their total numbers are, it’s Lexington’s commitment to customer service that sets them apart.

Talk to a Lexington Law Credit Repair Expert right now.

In 5 minutes you could know if your credit can be fixed.

Simply call for a free credit consultation:

1 (855) 255-0459

What is the secret behind Lexington’s success? Taking more than 22 years of experience amazing results and applying all that knowledge to the next credit repair case – which could very well be yours. To visit their site, click here.

Simply, here is what sets Lexington Law apart:


Over 2.5 Million

With its proven tools and strategies, removing negative items is priority one for Lexington Law. In 2011 alone, clients saw 2,548,948 negative items removed from their credit reports. Source >


28.6 Removals

A 2006 study revealed that Concord-level clients had an average of 8.6 removals by the end of month 3 and 28.6 removals by the end of month 12 across their three reports. Source >


Over 1/2 Million

Lexington Law has helped over 1/2 million clients address their credit issues by using their consumer rights. Source >



It’s been 22 years since Lexington Law added credit repair to its repertoire, and introduced its streamlined system that brought costs down drastically for its clients. Source >


7 Days a Week

Lexington’s customer service is open 7 days a week to answer any questions about your case. Source >

Client Site

24/7 Extranet

The client site is the industry’s most fully integrated dashboard that plugs right into your credit report and case history. Choose what items you want to dispute and leave the rest to Lexington Law. See a dashboard screenshot >

BBB Rating


When you’re the big dog on the street, you’re bound to get a couple complaints. To verify the BBB rating, click here >


$59-$99 a Month

While not the lowest price in the business, they pretty much set the standard by which most others charge. Also a standard $99 “first work” fee. Lexington Law Credit Repair Service Levels >


Save $50

Sign up a family or household member within 72 hours of signing up, and each receive a one-time $50 savings. Redeem here >

Do you need to talk to a Lexington Representative?


Get a free consultation


Top Reasons To Sign Up With Lexington Law:

Lexington Law has a whole lotta experience:

  • 22 years of credit repair behind them
  • Over 2.5 million negative items removed in 2012
  • The largest consumer advocacy law firm in America

Lexington Law is really big:

  • Over 600 agents and paralegals, including 25 lawyers 
  • 20,000 sq. ft. headquarters in North Salt Lake, Utah

Lexington Law has exceptional customer service:

  • 7-day a week phone support
  • Online client dashboard
  • Free credit score summary with consultation

Reasons to consider other Credit Repair Companies:

  • Price is not the cheapest
  • Some people might want more of a personal touch

Sign up with Lexington Law Today – Cancel Anytime

While no one can guarantee any results when assisting you with repairing your credit, Lexington Law does their best to create satisfactory results. And at anytime, you can cancel your relationship.


  1. I only had a couple of medical collections from a couple of years ago, but they hurting my score quite a bit. I talked to the credit repair expert with lexington and they thought we had a good chance to get them removed. In only 3 months they were gone, wish I had done this 2 years ago. Thanks Lexington!

  2. I have not been able to get a normal credit card for the past 5+ years, however, after signing on with Lexington Law a little over a year ago, I now enjoy a good rating. I am approved for most credit lines that I apply for — at good rates. I will continue to endorse this service.

  3. Lexington Law Firm is the first credit repair team that has made any changes to my credit report, and I’ve only been with you for 1 month. I lost a lot of money in the past 6 months dealing with fraud credit repair companies. It’s funny because I used to get emails from you all but it sounded to good to be true. After other companies failed to do their job, I gave Lexington a try and I finally made the right decision.

  4. I went through a bankruptcy and my score went way down into the 500′s. My wife and I planned to buy a house, so with the help of Lexington Law my score went up in just 8 months to 688! I got an excellent rate, new house, and praise big time for Your services.

    • Hi my name is Lisa and I am considering Lexington Law mainly because I have a bankruptcy on my credit as well. Were they able to remove the bankruptcy from your credit?

  5. My experience with Lexington Law has been one of dealing with the utmost professionals who treat your case as if it was the only case they were working on, while using all their experience from sending millions of dispute letters to make sure you have the best chance of getting heard by the bureaus. They are dedicated to improving your credit. Their system is what really counts. It’s easy to follow your case and see where your disputes stand. I’d recommend Lexington Law to whoever was looking to remove negative items from their credit report and improve their credit.

  6. We’ve all heard the story: I paid my bills, had great credit and then got a divorce, spent 100,000 in legal fees and could not pay my bills…It was a choice between keeping my kids with me or paying my debts- you choose the kids. Meanwhile creditor’s don’t get it, put you through collection – you should be happy you still have a home! Now you are faced with the consequences of not being able to get credit when you need it the most collection agencies that call you every day… One calls for 10000 dollars you don’t even owe and find out someone used your credit… You decide to file bk but feel guilty so back out at the last minute. 5 years later you’re still dealing with the consequences. AND THEN you find Lexington Law and you’re able to get back on your feet… the incorrect files get taken out and the agencies who did not want to help you before decide to leave you alone… My score has gone up almost 200 points since I’ve started this program and I have referred many many friends. Anyone with credit issues can sign up with Lexington and make a difference in their credit. I look at it as a rehab facility for people who had issues in the past but want to fix their credit and their lives. A better future is coming, I was able to buy a home and get more credit…My goal is to attain a 750 score within the next 2 years… thank you Lexington for all your help.

  7. I’ve been extremely pleased with the results of Lexington Law Firm. Not only did your company help me to clean up my credit reports but I also learned the importance of having good credit and managing my finances to make good credit a reality for me. I also appreciated the frequent updates and the always quick response to my emails…

  8. I gave Lexington a shott a while ago and it took lnger to remove my negative items that I wnted. I’m talking like close to a year. I thought it would be quicker cuz of there ads. Next time I’ll try someone else.

  9. Lexington Law firm tells you that you may cancel at any time. However, they will still charge you the following billing cycle. The firm sent out letters on my behalf immediately, then charged me 99.95, which I agreed to. I had to cancel the account a few weeks later due to financial issues. A week after the cancellation, they charged me another 99.95. When confronted, they told me it was for work they had done on my behalf, even though I was never notified of this work.

  10. have been with lexington law for almost a year. Signed up in July and by november had a bankruptcy removed only on one bureau which lexington said once one bureau does the others usually do? Well we have since sent 2 notorized letters for myself and my husband and the Bankruptsy is due to come off in May this year and they failed to help even after 2 notirize letters sent??? They didn’t remove as much as i wanted to see get done, it is alot of repeating of the cycles and frustrating to not have something removed and then they say they will send and aggressive letter. We were paying the top fee program and just lowered them to maintenanc and will probably leave since my main goal was the bankruptsy and they could not do it before it comes off anyway. Our scores have improved and it did help just wish for the money what we really wanted removed would have happened since they claim they have such a success rate revmoving bankruptcy cases. I mean if it is due to end in may why would the bureua pay to investigate the notorized letter and just remove it now instad of in 2 months anyway?? thats the goverment spending more money-lol

  11. STAY CLEAR FROM LEXINGTON LAW!! I paid a retainer fee on January 14, 2013. I specifically requested to have a credit card that I never owned removed from my credit report. JUST ONE REPORT, thats all. They charged me $99 on January 14, February 19 and again on March 19. Letters were FINALLY sent on my behalf to the credit card’s bank on March 27..almost 80 days later! Keep in mind that it takes at least 60 days to get a response from creditors. That means I would have paid another $200 just waiting for a response. This company definately drags their feet to get every payment they can from their clients so BEWARE of Lexington Law!! Don’t let their rehearsed “Persistence is the key” motto fool you when you call to ask why its taking forever…they are ALL programmed to tell you that! Its just their way of saying to stay with us while we slowly drain your wallet.

  12. lexington law promotes a service that requires YOU do the the work while they take the credit while you have to pay them.. they do not partner with all credit reporting agencies. That is false advertising.

  13. lexington law firm sucks. i want my money back, they keep you on hold forever and withdrew $$$ out of my account without my permission and im trying to get it back.

    • Lexington law ask if you know anyone else would like their service for a discount and that one would pay half of the fee. I put down my daughter so that she could use their service. I first put my card down for the payment ,but then removed it and my daughter put hers down instead. I also called billing to make sure that my card was not to be charged and my daughter card is the primary and only card to be billed. The billing department charged my daughter and I anyway,and when I informed them of the mistake they said that they will refund me my money on my card and then remove my card. I told them that I do not give them permission to charge my card and that my daughter would be paying for both our service. Well 3-5 business days went by 10 days they could not tell me were my money was. After talking to so many reps included one rep telling me that I should not cry over spilled and what was done was done and to call my daughter it might be on her card. Well my daughter lives in another state so its not like I could catch her everyday.Well they stated that put my money on my daughter card because they had no access to my card because it was removed,but yet they on 7/27/13 they took $99.95 out of my account again and on the billing info they will be taking the money from my daughter as well. this company sucks double charging people and playing games. They could not put my refund back on my card because it was removed and i checked it is not in account or billing only my daughters card so i guest they keep clients card info and charge as they please somebody is doing fraud.

  14. Credit repair is one of the most important things you can ever do.

  15. I just got through talking with a rep from Lexington Law Firm and they wanted me to pay them to pull my full report $12.99 that should be part of the service and on top of that every month that they work on my report is 99.95 a month. Who has that kind of money to pay out. I know they have been in the business for 22 years but $100 is a little steep to work on your report when it takes 30 to 60 days to get a response. I can take the money ad pay my creditors myself one at a time . It may take longer to get the results I want but at least I wont be making someone else pockets fat. The government has a do it yourself program that I am going to try first and then I will compare my own results .

  16. Please DO NOT USE LEXINGTON LAW ..I have paid them 99.00 for the past five months and the only two things that they said they got off of my credit report really never came off. I decided to order my report myself and the bad marks were still on there. They also lied and said the inquiries were off and they were not. YOU CAN DO THE SAME THING YOURSELF FREE. once you get your report, go in online and dispute yourself by simply clicking a box and enterring btw..unless you pay OFF your credit cards and loans, the banks will not remove the bad listing. ONce you pay it off, you can call and ask for them to remove it. Also, if you pay it off and keep disputing…there is not reason for them to spend the time getting the info for the credit bureaus and at that point, it will be removed but I promise you UNLESS YOU PAY OFF YOUR CHARGE OFFS…there is no way they will remove it because you still owe them money. Lexington law only sends letters, a coupe a month. DO NOT WASTE YOUR TIME OR MONEY. ORDER YOUR CREDIT REPORT, GO ON LINE, CLICK DISPUTE AND GET THE BAD MARKS OFF YOURSELF.


    Lexington law firm dishonestly advertises and provides no proof of work performed. Told me they needed more time at 100 a month. 8 months, no results.
    On August 15th, 2012 I started my service with Lexington law to try and have some inaccurate items removed from my credit report after proving a debt did not belong to me in court for the third time. The sales associate I spoke with (Theresa) said I had a case and recommended I go with the premium for $100 a month. She told me I would see results in 3 months at this rate and that their clients have an average of 8 negative items removed from their credit report by then.

    Fast forward to January 2013, after repeated calls each month I saw no progress with the exception of two removals from my credit report. And these removals were done were only completed by my aid in sending letters to the bureaus myself. After 7 months, they couldn’t even remove the ONE debt that I proved in court did not belong to me, and I provided them with documentation. I called countless times about them removing this one item from my credit report and that it did not belong to me and that I had documentation to support that claim (which was provided) and each time it was as if no one had even known I brought it up before.

    If that isn’t bad enough, I called to cancel my service on February 14th. The rep named Juan said he would continue the service for 24.99 a month with no difference in service. I agreed on the contingency that I see results in the next 2 weeks. Now it is 2 weeks later, and I have a $100 charge again. Not only that, but the service was downgraded to a maintenance pro service. That was the last straw. So I called today and asked for proof of the work they had been doing and they could provide me with none. I asked them to refund my money and they told me the best they could do was $75 to meet the price I was told before.

    I filed a complaint with the better business bureau. I was never refunded any amount of money and they have made absolutely no attempt to resolve my BBB complaint in any way. They responded to BBB and all they said was they already refunded the $75. I provided my bank records to BBB to prove that there was no refund. I haven’t heard anything since. I am absolutely completely dissatisfied with the service and disgusted by the practices and level of professionalism this company has displayed. They are CROOKS. Lexington Law has not resolved the complaint and I am not going to stop responding to this complaint until they do. They have not even TRIED to contact me to try and work something out. They did not provide me a refund of the $75 like they promised, and they have not delivered on any of the $800 of service I paid for. Nothing was done to help my credit and no proof of letters sent was provided to prove it. I feel cheated and I feel like I was literally stolen from. If BBB cannot resolve the BBB claim I may have to take legal action against them.

  18. Read Lexington Law’s credit repair agreement before you sign up, that way you know what to expect with no surprises.

  19. i sign up with them about 2 months ago for premiere service in last 2 months i had 14 negative items removed from my credit report i dont expect everything to be removed overnite i would recomend them to anybody i try disput credit beauru myself experian hardest to dispute items exuifax easiest i got frustrated with experian so i finally contact lexington law i stay with them until all negatives are removed

  20. Lexington Law Review – Credit Repair Reporter

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